14 July 2020
Mortgage Loan Officer

Mortgage Loan Officer – Miami. FL
Position Description:
Increase bank’s mortgage loan portfolio by developing business contacts; attracting mortgage customers; completing mortgage loan processing and closing.  Leads and supervises staff to ensure compliance with all government and banking regulations and bank policies and procedures. Focus on customer service and client development to ensure bank growth,
 Responsibilities:
  • Accomplish talent acquisition and development objectives in the discipline of mortgage lending by selecting, orienting, training, assigning, scheduling, coaching, counseling, and mentoring employees
  • Clearly communicate job expectations to staff; planning, monitoring, appraising job contributions; recommending compensation actions and a path to career growth
  • Adherence and knowledge of government and banking regulations relative to mortgage lending activities
  • Adherence and knowledge of bank policies and procedures.
  • Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews
  • Implement production, productivity, quality, and customer-service standards
  • Sales activity and customer service to ensure bank revenue growth
  • Focus on problems resolution to ensure customer satisfaction
  • Identifying mortgage loan system improvements.
  • Meets mortgage loan financial standards by providing annual budget information; monitoring expenditures; identifying variances; implementing corrective actions.
  • Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community, making sales calls to prospective customers.
  • Approves mortgage loans by examining application and supporting documentation requirements
  • Assess customer / client credit-worthiness and calculate repayment risk.
  • Completes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.
  • Protects bank's image by keeping mortgage loan information confidential.
  • Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks and participating in professional organizations.
  • Accomplishes bank mission by completing related results as needed.
  Qualifications:
  • 4 year Bachelor’s degree in finance, economics, accounting or other related fields
  • Certification (License) in Mortgage Origination and Lending
  • Minimum of 7 years in the banking industry
  • Real Estate Brokerage / Industry experience a plus
  • Sales and customer service
  • Knowledge of audit compliance requirements in the conduct of internal and external bank audits; support audit process as required
  • Financial skills with keen competency in forecasting and predictive evaluators
  • Use and knowledge of mortgage loan financial software
  • Customer service focus
  • Thoroughness and accuracy of results
  • Quality control focus
  • Confidentiality and ability to manage highly- sensitive data
  • Analyze information and data for comprehensive credit risk assessment
  • Decision making – effective and relevant
  • Eloquent with verbal and writing communication
  • Ability to interface and liaise across multiple areas of the banking institution
  • Professionalism and Integrity
  • Mentoring skills
  • Leadership initiatives
  • Social networking
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https://www.linkedin.com/company/ttg-talent-solutions-inc/?viewAsMember=true

At ttg“We believe in making a difference One Person at a Time.”ttg OPT
  • Assess customer credit-worthiness and calculate repayment risk
  • Knowledge and compliance mortgage lending operational standards
  • Focus customer service and client development ensuring bank growth